Your Company Name Here
Insurance Review 2020 For: Data and Security Breaches - Employees - Management - Officers
| For Liability Protection for a Data or Security Breach you will need to have a Ryder to your business policy covering this occurance. |
| Most Business Policies today have Extremely Limited Coverage. General Business Policy Insurance will only in rare circumstances protect your company from Security, Employment and Breach Liability |
Business Policy Insurance
Data Breach Insurance
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H. Scott Aalsberg, Esq., P.C.
The Data Defense and Cyber Attack Risk Management Lawyer
G-10 Brier Hill Court, East Brunswick, NJ 08816
1028 Route #23 North, Wayne, NJ 07470
(732) 257 5040
The Data Defense and Cyber Attack Risk Management Lawyer
G-10 Brier Hill Court, East Brunswick, NJ 08816
1028 Route #23 North, Wayne, NJ 07470
(732) 257 5040
Since 1985 Attorney H. Scott Aalsberg has been involved in the computer industry from importing and selling one of the first imported personal computers to today helping companies
protect servers, networks and cloud based data from breaches. Attorney H. Scott Aalsberg has continually been on the forefront of technology advances and best practices. Before
Making your choice of an Attorney, you should give this matter careful thought. If this Advertisement is inaccurate or misleading, you may report same to the Committee on Attorney
Advertising at Hughes Justice Complex, P.O. Box 037, Trenton, New Jersey 088625
Copyright 2021 H. Scott Aalsberg, Esq., P.C. All Rights Reserved The NJ Cyber Security Lawyer
protect servers, networks and cloud based data from breaches. Attorney H. Scott Aalsberg has continually been on the forefront of technology advances and best practices. Before
Making your choice of an Attorney, you should give this matter careful thought. If this Advertisement is inaccurate or misleading, you may report same to the Committee on Attorney
Advertising at Hughes Justice Complex, P.O. Box 037, Trenton, New Jersey 088625
Copyright 2021 H. Scott Aalsberg, Esq., P.C. All Rights Reserved The NJ Cyber Security Lawyer
Services Offered
| Data Defense Review Insurance Review Cyber Penetration Policy Review Data Vulnerability Policy Review Criminal and Civil Legal Defense Cyber Insurance Claim Review Media & Public Damage Control Damage Control For Breaches Breach Protocols Best Practices Review Privacy Impact Assessments Internet and Website Disclaimers Terms of Use Agreements Employee Training for Breaches Corporate Criminal Legal Defense Speaking Engagements Corporate Educational Seminars |
Importance of an Insurance Review by a Data Breach and
Internet Security Lawyer:
Internet Security Lawyer:
Many companies either because of lack of knowledge or expense fail to have
an Internet Lawyer review the corporate insurance policies for the business.
Although no review can guarantee that your insurance will be adequate to
cover your future liability every company must at least review the insurance
policies purchased every year for coverage holes and limits. Nearly every
insurance company changes the "standard policy of insurance" each year.
One word in the policy could mean that your company is no longer covered for
a loss. Now although every company must strike a balance between cost and
coverage. The key is have just enough coverage to cover your possible
liability while keeping your companies employees and officers free from
un-covered personal liability.
an Internet Lawyer review the corporate insurance policies for the business.
Although no review can guarantee that your insurance will be adequate to
cover your future liability every company must at least review the insurance
policies purchased every year for coverage holes and limits. Nearly every
insurance company changes the "standard policy of insurance" each year.
One word in the policy could mean that your company is no longer covered for
a loss. Now although every company must strike a balance between cost and
coverage. The key is have just enough coverage to cover your possible
liability while keeping your companies employees and officers free from
un-covered personal liability.
Business Policy Insurance the Holes and Coverage Gaps:
Employee Insurance
| Your Insurance Coverage should include both protection from employee and officer malfeasance and purposefuly conduct including criminal acts. |
If your company has only a standard business policy and you collect any
personal identifiable information (birth dates, social security numbers, credit
card numbers, medical records etc.) of your clients, customers or patients
you may as well close your business or quit your job now because its just a
matter of time before you suffer a breach and your company and personal
assets may be at stake. This may sound scary but its a very real possibility.
One wrong click of the mouse by an employee could download a virus or
malware program even on what is thought to be a secured site. Nothing
today is secured and even the best encryption methods can and are broken.
personal identifiable information (birth dates, social security numbers, credit
card numbers, medical records etc.) of your clients, customers or patients
you may as well close your business or quit your job now because its just a
matter of time before you suffer a breach and your company and personal
assets may be at stake. This may sound scary but its a very real possibility.
One wrong click of the mouse by an employee could download a virus or
malware program even on what is thought to be a secured site. Nothing
today is secured and even the best encryption methods can and are broken.
Your Biggest Threat to Your Company and The Security of
your Data are your Employees:
your Data are your Employees:
Unfortunately some data breach insurance policies are not worth the paper
they are written on as they contain many exceptions and rules that a company
must follow for them to be valid and enforceable. A skilled internet and data
breach lawyer should review your policy because eventhough your coverage
may seem clear on the declaration page the exceptions to the coverage may
have a hidden exclusion listed on page 11 or 27 stating: "coverage for any
data breach will be limited by 95% of the insured limit if the policy holder fails
to have proof of a security review with a written certification sent to the
company by the 30th of each month" Of course if you didn't read all of the
exceptions you would think you were insured but your not unless you comply
with all term. Remember it's in the insurance companies best interest not to
pay a claim, especially a large claim. This is why you need Internet Lawyer H.
Scott Aalsberg, Esq. to review your policy today before its too late.
they are written on as they contain many exceptions and rules that a company
must follow for them to be valid and enforceable. A skilled internet and data
breach lawyer should review your policy because eventhough your coverage
may seem clear on the declaration page the exceptions to the coverage may
have a hidden exclusion listed on page 11 or 27 stating: "coverage for any
data breach will be limited by 95% of the insured limit if the policy holder fails
to have proof of a security review with a written certification sent to the
company by the 30th of each month" Of course if you didn't read all of the
exceptions you would think you were insured but your not unless you comply
with all term. Remember it's in the insurance companies best interest not to
pay a claim, especially a large claim. This is why you need Internet Lawyer H.
Scott Aalsberg, Esq. to review your policy today before its too late.
Data Breach Insurance the Good the Bad and the Uglu about
Todays Breach Insurance Policies:
Todays Breach Insurance Policies:
No matter how much you spend on employee training. No matter how much
you spend on creating the best employee protocols to prevent and or
contain a breach you still have that human factor to deal with. Whether its
greed, revenge, corporate spying and or simply corporate spying your
employees are the weakest link in a secured chain. Your insurance must
protect you against this threat as well as your corporate policies and
employment agreements.Your insurance policy must be assessed for
complete protection from your threat from within as many policies will
exclude any criminal act coverage which may includes theft, purposeful acts
such as revenge or even in some cases negligent actions such as leaving a
password protected server open for a period of time. Thus you must have
your policies reviewed for complete coverage by a Internet and cyber
security lawyer. Attorney H. Scott Aalsberg can do this for you at a low cost
assuring your company a legal revue that won't break the bank.
you spend on creating the best employee protocols to prevent and or
contain a breach you still have that human factor to deal with. Whether its
greed, revenge, corporate spying and or simply corporate spying your
employees are the weakest link in a secured chain. Your insurance must
protect you against this threat as well as your corporate policies and
employment agreements.Your insurance policy must be assessed for
complete protection from your threat from within as many policies will
exclude any criminal act coverage which may includes theft, purposeful acts
such as revenge or even in some cases negligent actions such as leaving a
password protected server open for a period of time. Thus you must have
your policies reviewed for complete coverage by a Internet and cyber
security lawyer. Attorney H. Scott Aalsberg can do this for you at a low cost
assuring your company a legal revue that won't break the bank.
| Low Cost $250.00 Consultation 732 257 5040 |
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